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Unlawful Internet Gambling Notice: 

Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through any account or relationship with Texas Exchange Bank.  Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling. 

BUSINESS CHECKING          
bizChecking1        

Texas Exchange Bank offers business checking packages – we have options for both Sole Proprietors and the more commercial enterprise!  

 Deluxe Business

BUSINESS CHECKING ACCOUNT

Our low-fee, business checking account offers the convenience of a checking account with low minimum balance requirements.

  • Minimum Opening Balance - $100.00
  • No monthly service charge with minimum daily balance of $2,500.00; $12.00 charge will apply, if minimum balance is not maintained
  • No per item charges up to 100 items; $0.30 charge per item over  100 - items include: deposited items, deposit slips, withdrawals, checks paid, electronic credits and debits
  • Paper Statement Fee - $ 3.00 per month; waived if enrolled in eStatements
  • ATM/MasterCard® Debit card - subject to proper authorizations
  • FREE Online Banking
  • FREE 24-Hour Voice Response Banking
  • Monthly Imaged Statements

BUSINESS INTEREST CHECKING ACCOUNT*

Business Interest Checking offers the convenience of a checking account that earns interest* and has a low opening balance! 

  • Minimum Opening Balance - $100.00
  • No monthly service charge with minimum daily balance of $10,000.00; $25.00 charge will apply, if minimum balance is not maintained
  • No Minimum daily balance needed to obtain the disclosed annual percentage yield- two interest tiers available*
  • No per item charges up to 250 items; $0.25 charge per item over  250 - items include: deposited items, deposit slips, withdrawals, checks paid, electronic credits and debits
  • Paper Statement Fee - $ 3.00 per month; waived if enrolled in eStatements
  • ATM/MasterCard® Debit card - subject to proper authorizations
  • FREE Online Banking
  • FREE 24-Hour Voice Response Banking
  • Monthly Imaged Statements

*The interest rate and annual percentage yield may change, at our discretion, at anytime. Please see Rates tab, at left, for our current rate offerings.

Please refer to the account terms and disclosures for further information and limitations ON ALL BUSINESS ACCOUNTS – please contact a New Accounts Representative for this document.

Notice of Changes in FDIC Insurance Coverage    

By federal law, as of January 1, 2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. 

For more information, please visit  www.fdic.gov/deposit/deposits/unlimited/expiration


To obtain more information about temporary FDIC insurance coverage and other deposit insurance coverage and the level of protection that the insurance affords, please refer to the website address provided below:
http://www.fdic.gov