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RATES

At Texas Exchange Bank, we make saving your money easy with a variety of deposit accounts for short-term or long-term investing. We offer products for you to earn a competitive rate, have easy access to your money, or save for your retirement.

We have three easy ways for you to open your account with us!

  1. Open your account online for the fastest and easiest way to begin earning more for your money!
  2. Complete our New Account Application then fax it to us at 817-870-9735 or mail it to: 301 Commerce St, Suite 230, Fort Worth, TX 76102 and we will do the rest!
  3. Visit one of our locations and our new account personnel will be happy to assist you.

Lots of ways to get it done and it's easy. Our goal is to serve your banking needs and help you achieve your financial goals. We are looking forward to hearing from you soon!

View our current NEW MONEY rates by selecting the city nearest you from the box below.  For RENEWAL RATE questions, please call 817-297-4331 and select option 12 for New Accounts.

NEW MONEY Certificates of Deposits and IRA's - Dallas

 

$1,000 Minimum to Open

 

$10,000 Minimum to Open

 
TermInterest RateAPY*Interest RateAPY*
90 Days 0.19% 0.19% 0.75% 0.75%
180 Days 0.42% 0.42% 1.25% 1.25%
12 Month 0.76% 0.76% 1.65% 1.66%
18 Month 0.65% 0.65% 1.61% 1.62%
24 Month 0.71% 0.71% 1.75% 1.76%
30 Month 0.80% 0.80% Not Available Not Available
36 Month 0.89% 0.89% 1.90% 1.91%
48 Month 0.91% 0.91% Not Available Not Available
60 Month 1.17% 1.18% 2.12% 2.13%
 

Transactional Accounts

AccountMinimum Daily BalanceInterest Rate
Compounded Monthly
APY**Minimum Opening Balance
Personal NOW Checking $0.00 - $1,499.99 0.00% 0.00% $1,500.00 
  $1,500.00 + 0.05% 0.05%  
         
Business Interest Checking $0.00 - $49,999.99 0.10% 0.10% $100.00 
  $50,000.00 + 0.15% 0.15%  
Personal & Business Money Market $0.00 - $2,499.99 0.00% 0.00% $2,500.00 
  $2,500.00 + 0.15% 0.15%  
         
Personal & Business Premium Money Market $0.00 - $2,499.99 0.00% 0.00% $50,000.00 
  $2,500.00 - $49,999.99 0.15% 0.15%  
  $50,000.00 - $99,999.99 0.25% 0.25%  
  $100,000.00 + 0.30% 0.30%  
 
Personal & Business Savings*** $0.00 - $99.99 0.00%*** 0.00% $100.00 
  $100.00 + 0.10%*** 0.10%  
         

APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity. Interest is compounded Monthly.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.

APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.

APY*** - Savings interest compounds Quarterly

 

NEW MONEY Certificates of Deposits and IRA's - Fort Worth

 

$1,000 Minimum to Open

 

$10,000 Minimum to Open

 
TermInterest RateAPY*Interest RateAPY*
90 Days 0.19% 0.19% 0.45% 0.45%
180 Days 0.42% 0.42% 1.10% 1.11%
12 Month 0.76% 0.76% 1.65% 1.66%
18 Month 0.65% 0.65% 1.70% 1.71%
24 Month 0.71% 0.71% 1.75% 1.76%
30 Month 0.80% 0.80% Not Available Not Available
36 Month 0.89% 0.89% 1.90% 1.91%
48 Month 0.91% 0.91% Not Available Not Available
60 Month 1.17% 1.18% 2.12% 2.13%
 

Transactional Accounts

AccountMinimum Daily BalanceInterest Rate
Compounded Monthly
APY**Minimum Opening Balance
Personal NOW Checking $0.00 - $1,499.99 0.00% 0.00% $1,500.00 
  $1,500.00 + 0.05% 0.05%  
         
Business Interest Checking $0.00 - $49,999.99 0.10% 0.10% $100.00 
  $50,000.00 + 0.15% 0.15%  
         
Personal & Business Money Market $0.00 - $2,499.99 0.00% 0.00% $2,500.00 
  $2,500.00 + 0.15% 0.15%  
         
Personal & Business Premium Money Market $0.00 - $2,499.99 0.00% 0.00% $50,000.00 
  $2,500.00 - $49,999.99 0.15% 0.15%  
  $50,000.00 - $99,999.99 0.25% 0.25%  
  $100,000.00 + 0.30% 0.30%  
 
Personal & Business Savings*** $0.00 - $99.99 0.00%*** 0.00% $100.00 
  $100.00 + 0.10%*** 0.10%  
         

APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity.  Interest is compounded Monthly.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.

APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.

APY*** - Savings interest compounds Quarterly

 

NEW MONEY Certificates of Deposits and IRA's - Houston

 

$1,000 Minimum to Open

 

$10,000 Minimum to Open

 
TermInterest RateAPY*Interest RateAPY*
90 Days 0.19% 0.19% Not Available Not Available
180 Days 0.42% 0.42% 0.85% 0.85%
12 Month 0.76% 0.76% 1.57% 1.58%
18 Month 0.65% 0.65% 1.63% 1.64%
24 Month 0.71% 0.71% 1.69% 1.70%
30 Month 0.80% 0.80% 1.75% 1.76%
36 Month 0.89% 0.89% 1.81% 1.82%
48 Month 0.91% 0.91% Not Available Not Available
60 Month 1.17% 1.18% 2.01% 2.02%
 

Transactional Accounts

AccountMinimum Daily BalanceInterest Rate
Compounded Monthly
APY**Minimum Opening Balance
         
Personal NOW Checking $0.00 - $1,499.99 0.00% 0.00% $1,500.00 
  $1,500.00 + 0.05% 0.05%  
         
Business Interest Checking $0.00 - $49,999.99 0.10% 0.10% $100.00 
  $50,000.00 + 0.15% 0.15%  
         
Personal & Business Money Market $0.00 - $2,499.99 0.00% 0.00% $2,500.00 
  $2,500.00 + 0.15% 0.15%  
         
Personal & Business Premium Money Market $0.00 - $2,499.99 0.00% 0.00% $50,000.00 
  $2,500.00 - $49,999.99 0.15% 0.15%  
  $50,000.00 - $99,999.99 0.25% 0.25%  
  $100,000.00 + 0.30% 0.30%  
 
Personal & Business Savings*** $0.00 - $99.99 0.00%*** 0.00% $100.00 
  $100.00 + 0.10%*** 0.10%  

APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity.  Interest is compounded Monthly.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.

APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.

APY*** - Savings interest compounds Quarterly

 

NEW MONEY Certificates of Deposits and IRA's - Rio Grande Valley

 

$1,000 Minimum to Open

 

$10,000 Minimum to Open

 
TermInterest RateAPY*Interest RateAPY*
90 Days 0.19% 0.19% 0.36% 0.36%
180 Days 0.42% 0.42% 0.60% 0.60%
12 Month 0.76% 0.76% 0.95% 0.95%
18 Month 0.65% 0.65% Not Available Not Available
24 Month 0.71% 0.71% 1.19% 1.20%
30 Month 0.80% 0.80% Not Available Not Available
36 Month 0.89% 0.89% 1.75% 1.75%
48 Month 0.91% 0.91% Not Available Not Available
60 Month 1.17% 1.17% 2.01% 2.02%
 

Transactional Accounts

AccountMinimum Daily BalanceInterest Rate
Compounded Monthly
APY**Minimum Opening Balance
         
Personal NOW Checking $0.00 - $1,499.99 0.00% 0.00% $1,500.00 
  $1,500.00 + 0.05% 0.05%  
         
Business Interest Checking $0.00 - $49,999.99 0.10% 0.10% $100.00 
  $50,000.00 + 0.15% 0.15%  
         
Personal & Business Money Market $0.00 - $2,499.99 0.00% 0.00% $2,500.00 
  $2,500.00 + 0.15% 0.15%  
         
Personal & Business Premium Money Market $0.00 - $2,499.99 0.00% 0.00% $50,000.00 
  $2,500.00 - $49,999.99 0.15% 0.15%  
  $50,000.00 - $99,999.99 0.25% 0.25%  
  $100,000.00 + 0.30% 0.30%  
 
Personal & Business Savings*** $0.00 - $99.99 0.00%*** 0.00% $100.00 
  $100.00 + 0.10%*** 0.10%  

APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity.  Interest is compounded Monthly.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.

APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.

APY*** - Savings interest compounds Quarterly

 

NEW MONEY Certificates of Deposits and IRA's - San Antonio

 

$1,000 Minimum to Open

 

$10,000 Minimum to Open

 
TermInterest RateAPY*Interest RateAPY*
90 Days 0.19% 0.19% 0.75% 0.75%
180 Days 0.42% 0.42% 0.85% 0.85%
12 Month 0.76% 0.76% 1.46% 1.47%
18 Month 0.65% 0.65% Not Available Not Available
24 Month 0.71% 0.71% 1.91% 1.92%
30 Month 0.80% 0.80% Not Available Not Available
36 Month 0.89% 0.89% 1.85% 1.86%
48 Month 0.91% 0.91% Not Available Not Available
60 Month 1.17% 1.18% 2.01% 2.02%
 

Transactional Accounts

AccountMinimum Daily BalanceInterest Rate
Compounded Monthly
APY**Minimum Opening Balance
         
Personal NOW Checking $0.00 - $1,499.99 0.00% 0.00% $1,500.00 
  $1,500.00 + 0.05% 0.05%  
         
Business Interest Checking $0.00 - $49,999.99 0.10% 0.10% $100.00 
  $50,000.00 + 0.15% 0.15%  
         
Personal & Business Money Market $0.00 - $2,499.99 0.00% 0.00% $2,500.00 
  $2,500.00 + 0.15% 0.15%  
         
Personal & Business Premium Money Market $0.00 - $2,499.99 0.00% 0.00% $50,000.00 
  $2,500.00 - $49,999.99 0.15% 0.15%  
  $50,000.00 - $99,999.99 0.25% 0.25%  
  $100,000.00 + 0.30% 0.30%  
 
Personal & Business Savings*** $0.00 - $99.99 0.00%*** 0.00% $100.00 
  $100.00 + 0.10%*** 0.10%  

APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity.  Interest is compounded Monthly.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.

APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.

APY*** - Savings interest compounds Quarterly